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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,464 | $109,620+193.3% | $148,496+116.5% | $94,015+241.9% |
| Participation rate | 97.2% | 71.3%+25.9pp | 76.0%+21.1pp | 70.8%+26.4pp |
| Annual return | 11.06% | 17.54%-6.5pp | 12.33%-1.3pp | 17.84%-6.8pp |
| Employer contribution / active EE | $12,594 | $2,618+381.1% | $3,497+260.1% | $2,790+351.4% |
| Participant deferral / active EE | $10,983 | $3,831+186.7% | $4,808+128.4% | $4,249+158.5% |
| Admin fee / account holder | $10,140 | $10,050+0.9% | $19,547-48.1% | $8,951+13.3% |