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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,676 | $166,268-67.1% | $165,100-66.9% | $145,897-62.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 14.07% | 100.52%-86.5pp | 70.21%-56.1pp | 552.29%-538.2pp |
| Employer contribution / active EE | $15,823 | $5,284+199.5% | $4,348+263.9% | $4,663+239.4% |
| Participant deferral / active EE | $14,154 | $6,964+103.2% | $6,035+134.5% | $6,689+111.6% |
| Admin fee / account holder | $6,735 | $16,659-59.6% | $12,696-46.9% | $13,390-49.7% |