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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,432 | $211,224+5.8% | $178,505+25.2% | $145,897+53.1% |
| Participation rate | 55.6% | 80.8%-25.3pp | 77.1%-21.6pp | 80.3%-24.8pp |
| Annual return | 14.27% | 30.28%-16.0pp | 27.16%-12.9pp | 552.29%-538.0pp |
| Employer contribution / active EE | $3,160 | $4,577-31.0% | $3,955-20.1% | $4,663-32.2% |
| Participant deferral / active EE | $3,832 | $6,966-45.0% | $6,280-39.0% | $6,689-42.7% |
| Admin fee / account holder | $16,737 | $12,109+38.2% | $10,428+60.5% | $13,390+25.0% |