Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,449 | $72,471-48.3% | $94,215-60.3% | $86,983-56.9% |
| Participation rate | 31.8% | 63.9%-32.0pp | 70.0%-38.1pp | 69.5%-37.7pp |
| Annual return | 11.76% | 26.44%-14.7pp | 28.22%-16.5pp | 25.83%-14.1pp |
| Employer contribution / active EE | $538 | $1,936-72.2% | $2,675-79.9% | $2,584-79.2% |
| Participant deferral / active EE | $1,317 | $3,397-61.2% | $4,276-69.2% | $4,194-68.6% |
| Admin fee / account holder | $1,354 | $6,468-79.1% | $10,216-86.7% | $7,856-82.8% |