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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,406 | $102,382+254.9% | $147,005+147.2% | $80,874+349.3% |
| Participation rate | 94.3% | 75.8%+18.5pp | 82.2%+12.2pp | 67.6%+26.7pp |
| Annual return | 17.55% | 134.89%-117.3pp | 418.76%-401.2pp | 35.62%-18.1pp |
| Employer contribution / active EE | $13,829 | $3,715+272.3% | $4,934+180.3% | $2,756+401.9% |
| Participant deferral / active EE | $11,925 | $6,646+79.4% | $8,070+47.8% | $4,297+177.5% |
| Admin fee / account holder | $27,433 | $7,942+245.4% | $13,006+110.9% | $6,935+295.6% |