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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,786 | $139,948-45.8% | $121,663-37.7% | $154,746-51.0% |
| Participation rate | 60.9% | 78.0%-17.1pp | 74.5%-13.6pp | 80.7%-19.8pp |
| Annual return | 14.89% | 230.52%-215.6pp | 147.54%-132.7pp | 172.34%-157.5pp |
| Employer contribution / active EE | $1,406 | $3,521-60.1% | $3,020-53.4% | $4,379-67.9% |
| Participant deferral / active EE | $2,674 | $5,629-52.5% | $4,887-45.3% | $6,730-60.3% |
| Admin fee / account holder | $4,741 | $17,321-72.6% | $14,289-66.8% | $14,365-67.0% |