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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,609 | $58,311-87.0% | $81,882-90.7% | $80,959-90.6% |
| Participation rate | 97.5% | 63.5%+34.0pp | 72.4%+25.1pp | 67.7%+29.8pp |
| Annual return | 7.53% | 41.85%-34.3pp | 779.47%-771.9pp | 35.67%-28.1pp |
| Employer contribution / active EE | $0 | $2,347-100.0% | $2,916-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,484 | $3,287-54.8% | $4,323-65.7% | $4,300-65.5% |
| Admin fee / account holder | $3,267 | $4,752-31.3% | $7,360-55.6% | $6,925-52.8% |