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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,994 | $172,111+29.6% | $150,298+48.4% | $137,256+62.5% |
| Participation rate | 85.7% | 81.7%+4.0pp | 77.8%+8.0pp | 80.0%+5.8pp |
| Annual return | 17.74% | 69.37%-51.6pp | 62.79%-45.0pp | 220.34%-202.6pp |
| Employer contribution / active EE | $1,436 | $4,636-69.0% | $4,154-65.4% | $4,156-65.5% |
| Participant deferral / active EE | $5,902 | $6,166-4.3% | $5,453+8.2% | $6,407-7.9% |
| Admin fee / account holder | $1,202 | $16,471-92.7% | $14,116-91.5% | $12,270-90.2% |