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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,739 | $183,539+0.7% | $155,556+18.8% | $145,897+26.6% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 12.03% | 61.31%-49.3pp | 64.84%-52.8pp | 552.29%-540.3pp |
| Employer contribution / active EE | $8,437 | $5,315+58.7% | $4,675+80.5% | $4,663+80.9% |
| Participant deferral / active EE | $6,615 | $6,467+2.3% | $5,631+17.5% | $6,689-1.1% |
| Admin fee / account holder | $1,185 | $19,275-93.9% | $15,885-92.5% | $13,390-91.2% |