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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $689,885 | $154,228+347.3% | $145,433+374.4% | $137,256+402.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 11.39% | 74.59%-63.2pp | 66.58%-55.2pp | 220.34%-209.0pp |
| Employer contribution / active EE | $4,484 | $4,804-6.7% | $4,554-1.5% | $4,156+7.9% |
| Participant deferral / active EE | $21,917 | $8,216+166.7% | $7,897+177.5% | $6,407+242.1% |
| Admin fee / account holder | $6,345 | $14,344-55.8% | $13,129-51.7% | $12,270-48.3% |