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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,336 | $275,752-5.6% | $256,809+1.4% | $198,609+31.1% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 15.70% | 34.81%-19.1pp | 32.73%-17.0pp | 202.70%-187.0pp |
| Employer contribution / active EE | $2,765 | $7,721-64.2% | $7,263-61.9% | $5,055-45.3% |
| Participant deferral / active EE | $16,695 | $10,037+66.3% | $9,520+75.4% | $6,977+139.3% |
| Admin fee / account holder | $306 | $25,716-98.8% | $25,146-98.8% | $19,030-98.4% |