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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,674 | $125,237-71.5% | $105,608-66.2% | $145,877-75.5% |
| Participation rate | 92.3% | 77.7%+14.7pp | 75.3%+17.0pp | 80.3%+12.0pp |
| Annual return | -3.01% | 225.76%-228.8pp | 116.50%-119.5pp | 551.28%-554.3pp |
| Employer contribution / active EE | $2,115 | $3,720-43.2% | $3,167-33.2% | $4,663-54.7% |
| Participant deferral / active EE | $1,704 | $5,711-70.2% | $5,010-66.0% | $6,691-74.5% |
| Admin fee / account holder | $447 | $17,287-97.4% | $11,028-95.9% | $13,402-96.7% |