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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,674 | $126,519-71.8% | $106,201-66.4% | $145,959-75.6% |
| Participation rate | 92.3% | 77.7%+14.7pp | 75.3%+17.0pp | 80.3%+12.0pp |
| Annual return | -3.01% | 225.10%-228.1pp | 116.26%-119.3pp | 561.95%-565.0pp |
| Employer contribution / active EE | $2,115 | $3,726-43.2% | $3,170-33.3% | $4,661-54.6% |
| Participant deferral / active EE | $1,704 | $5,716-70.2% | $5,012-66.0% | $6,689-74.5% |
| Admin fee / account holder | $447 | $17,312-97.4% | $11,039-96.0% | $13,398-96.7% |