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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,554 | $109,967-75.9% | $97,197-72.7% | $145,877-81.8% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 9.78% | 244.27%-234.5pp | 75.47%-65.7pp | 551.28%-541.5pp |
| Employer contribution / active EE | $3,685 | $3,077+19.8% | $2,723+35.3% | $4,663-21.0% |
| Participant deferral / active EE | $1,091 | $4,676-76.7% | $4,263-74.4% | $6,691-83.7% |
| Admin fee / account holder | $1,242 | $6,199-80.0% | $5,637-78.0% | $13,402-90.7% |