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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,974 | $81,233-55.7% | $155,567-76.9% | $80,874-55.5% |
| Participation rate | 93.9% | 66.2%+27.7pp | 78.2%+15.7pp | 67.6%+26.3pp |
| Annual return | 15.55% | 33.33%-17.8pp | 64.74%-49.2pp | 35.62%-20.1pp |
| Employer contribution / active EE | $1,349 | $3,101-56.5% | $4,674-71.1% | $2,756-51.0% |
| Participant deferral / active EE | $2,243 | $3,452-35.0% | $5,628-60.2% | $4,297-47.8% |
| Admin fee / account holder | $413 | $7,998-94.8% | $15,916-97.4% | $6,935-94.0% |