Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,531 | $108,825-42.5% | $156,181-60.0% | $82,448-24.2% |
| Participation rate | 56.8% | 72.4%-15.6pp | 78.8%-22.1pp | 68.1%-11.3pp |
| Annual return | 12.16% | 20.59%-8.4pp | 64.87%-52.7pp | 41.64%-29.5pp |
| Employer contribution / active EE | $610 | $2,870-78.7% | $4,294-85.8% | $2,551-76.1% |
| Participant deferral / active EE | $3,243 | $4,577-29.2% | $6,132-47.1% | $4,139-21.7% |
| Admin fee / account holder | $4,198 | $9,341-55.1% | $14,586-71.2% | $7,234-42.0% |