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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,505 | $29,319+645.3% | $52,425+316.8% | $82,448+165.0% |
| Participation rate | 24.0% | 46.9%-22.9pp | 55.6%-31.6pp | 68.1%-44.1pp |
| Annual return | 22.91% | 535.20%-512.3pp | 302.12%-279.2pp | 41.64%-18.7pp |
| Employer contribution / active EE | $455 | $586-22.5% | $914-50.3% | $2,551-82.2% |
| Participant deferral / active EE | $2,136 | $1,171+82.3% | $1,790+19.3% | $4,139-48.4% |
| Admin fee / account holder | $232 | $1,962-88.2% | $2,495-90.7% | $7,234-96.8% |