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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,339 | $171,492-12.9% | $150,734-0.9% | $198,609-24.8% |
| Participation rate | 55.6% | 81.4%-25.9pp | 78.4%-22.9pp | 82.4%-26.8pp |
| Annual return | 20.95% | 804.70%-783.8pp | 600.81%-579.9pp | 202.70%-181.8pp |
| Employer contribution / active EE | $1,667 | $5,470-69.5% | $4,918-66.1% | $5,055-67.0% |
| Participant deferral / active EE | $10,726 | $6,259+71.4% | $5,610+91.2% | $6,977+53.7% |
| Admin fee / account holder | $1,320 | $17,628-92.5% | $14,905-91.1% | $19,030-93.1% |