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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,339 | $129,737+15.1% | $119,126+25.4% | $154,746-3.5% |
| Participation rate | 55.6% | 78.9%-23.3pp | 75.8%-20.2pp | 80.7%-25.1pp |
| Annual return | 20.95% | 379.08%-358.1pp | 282.11%-261.2pp | 172.34%-151.4pp |
| Employer contribution / active EE | $1,667 | $4,375-61.9% | $4,034-58.7% | $4,379-61.9% |
| Participant deferral / active EE | $10,726 | $5,842+83.6% | $5,318+101.7% | $6,730+59.4% |
| Admin fee / account holder | $1,320 | $11,961-89.0% | $10,693-87.7% | $14,365-90.8% |