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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,299 | $76,785+22.8% | $56,441+67.1% | $145,959-35.4% |
| Participation rate | 66.7% | 63.2%+3.4pp | 52.5%+14.2pp | 80.3%-13.6pp |
| Annual return | 14.95% | 3000.51%-2985.6pp | 1704.21%-1689.3pp | 561.95%-547.0pp |
| Employer contribution / active EE | $400 | $1,381-71.1% | $1,039-61.5% | $4,661-91.4% |
| Participant deferral / active EE | $907 | $2,624-65.4% | $1,953-53.5% | $6,689-86.4% |
| Admin fee / account holder | $7,647 | $3,334+129.4% | $2,829+170.3% | $13,398-42.9% |