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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,028 | $88,815+63.3% | $81,882+77.1% | $145,897-0.6% |
| Participation rate | 0.0% | 75.1%-75.1pp | 72.4%-72.4pp | 80.3%-80.3pp |
| Annual return | 13.23% | 1033.75%-1020.5pp | 779.47%-766.2pp | 552.29%-539.1pp |
| Employer contribution / active EE | $3,596 | $3,086+16.5% | $2,916+23.3% | $4,663-22.9% |
| Participant deferral / active EE | $6,816 | $4,647+46.7% | $4,323+57.7% | $6,689+1.9% |
| Admin fee / account holder | $1,305,198 | $8,434+15374.7% | $7,360+17634.7% | $13,390+9647.3% |