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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,301 | $88,672+15.4% | $105,223-2.8% | $82,448+24.1% |
| Participation rate | 26.2% | 67.9%-41.7pp | 75.0%-48.9pp | 68.1%-41.9pp |
| Annual return | 21.80% | 30.86%-9.1pp | 180.65%-158.9pp | 41.64%-19.8pp |
| Employer contribution / active EE | $883 | $3,048-71.0% | $3,689-76.1% | $2,551-65.4% |
| Participant deferral / active EE | $1,836 | $4,036-54.5% | $5,072-63.8% | $4,139-55.6% |
| Admin fee / account holder | $1,795 | $7,146-74.9% | $8,859-79.7% | $7,234-75.2% |