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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,845 | $181,062-58.7% | $158,223-52.7% | $155,188-51.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 18.51% | 57.39%-38.9pp | 52.09%-33.6pp | 148.84%-130.3pp |
| Employer contribution / active EE | $1,056 | $4,565-76.9% | $4,109-74.3% | $4,248-75.1% |
| Participant deferral / active EE | $2,525 | $6,134-58.8% | $5,467-53.8% | $6,531-61.3% |
| Admin fee / account holder | $2,200 | $18,825-88.3% | $16,047-86.3% | $14,480-84.8% |