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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,007 | $77,814-31.9% | $158,223-66.5% | $86,983-39.1% |
| Participation rate | 51.5% | 68.4%-16.9pp | 79.2%-27.7pp | 69.5%-18.0pp |
| Annual return | 16.44% | 30.54%-14.1pp | 52.09%-35.7pp | 25.83%-9.4pp |
| Employer contribution / active EE | $1,742 | $2,592-32.8% | $4,109-57.6% | $2,584-32.6% |
| Participant deferral / active EE | $3,101 | $3,270-5.1% | $5,467-43.3% | $4,194-26.0% |
| Admin fee / account holder | $1,541 | $5,879-73.8% | $16,047-90.4% | $7,856-80.4% |