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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,007 | $76,407-30.6% | $150,298-64.7% | $82,448-35.7% |
| Participation rate | 51.5% | 66.4%-14.9pp | 77.8%-26.2pp | 68.1%-16.6pp |
| Annual return | 16.44% | 39.99%-23.6pp | 62.79%-46.4pp | 41.64%-25.2pp |
| Employer contribution / active EE | $1,742 | $2,614-33.4% | $4,154-58.1% | $2,551-31.7% |
| Participant deferral / active EE | $3,101 | $3,214-3.5% | $5,453-43.1% | $4,139-25.1% |
| Admin fee / account holder | $1,541 | $6,352-75.7% | $14,116-89.1% | $7,234-78.7% |