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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,118 | $180,749-82.2% | $160,784-80.0% | $137,256-76.6% |
| Participation rate | 33.3% | 80.0%-46.6pp | 77.0%-43.6pp | 80.0%-46.6pp |
| Annual return | 13.14% | 2234.46%-2221.3pp | 1803.92%-1790.8pp | 220.34%-207.2pp |
| Employer contribution / active EE | $622 | $4,155-85.0% | $3,733-83.3% | $4,156-85.0% |
| Participant deferral / active EE | $2,711 | $6,844-60.4% | $6,293-56.9% | $6,407-57.7% |
| Admin fee / account holder | $2,354 | $10,397-77.4% | $9,717-75.8% | $12,270-80.8% |