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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,118 | $208,088-84.6% | $186,193-82.8% | $154,746-79.2% |
| Participation rate | 33.3% | 80.0%-46.7pp | 77.1%-43.8pp | 80.7%-47.4pp |
| Annual return | 13.14% | 89.97%-76.8pp | 78.03%-64.9pp | 172.34%-159.2pp |
| Employer contribution / active EE | $622 | $4,340-85.7% | $3,918-84.1% | $4,379-85.8% |
| Participant deferral / active EE | $2,711 | $7,078-61.7% | $6,513-58.4% | $6,730-59.7% |
| Admin fee / account holder | $2,354 | $11,698-79.9% | $11,058-78.7% | $14,365-83.6% |