Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,546 | $80,763-42.4% | $102,412-54.6% | $74,459-37.5% |
| Participation rate | 21.7% | 65.7%-44.0pp | 74.5%-52.8pp | 67.2%-45.5pp |
| Annual return | 10.75% | 27.57%-16.8pp | 24.94%-14.2pp | 1369.70%-1359.0pp |
| Employer contribution / active EE | $0 | $3,160-100.0% | $3,870-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $916 | $3,862-76.3% | $5,060-81.9% | $4,350-78.9% |
| Admin fee / account holder | $1,653 | $2,371-30.3% | $8,388-80.3% | $1,945-15.0% |