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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,395 | $183,516-7.7% | $155,534+8.9% | $145,884+16.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 18.09% | 61.43%-43.3pp | 64.92%-46.8pp | 551.85%-533.8pp |
| Employer contribution / active EE | $3,332 | $5,315-37.3% | $4,675-28.7% | $4,662-28.5% |
| Participant deferral / active EE | $7,664 | $6,467+18.5% | $5,630+36.1% | $6,690+14.6% |
| Admin fee / account holder | $443 | $19,293-97.7% | $15,900-97.2% | $13,392-96.7% |