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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $344,337 |
STRATEGIC ADVISORS, INC.6 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $49,665 |
Filed as: BLUE & CO., LLC Service code 10 · EIN 35-1178661 | Accounting | $23,500 |
Filed as: NEWFRONT RETIREMENT SERVICES, INC. Service code 27 · EIN 80-0833114 | Advisory (Plan) | $16,250 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,178 | $122,128-36.8% | $147,117-47.5% | $200,096-61.4% |
| Participation rate | 92.6% | 78.2%+14.4pp | 82.2%+10.4pp | 72.0%+20.5pp |
| Annual return | 20.03% | 30.58%-10.5pp | 420.54%-400.5pp | 34.26%-14.2pp |
| Employer contribution / active EE | $0 | $4,093-100.0% | $4,932-100.0% | $3,038-100.0% |
| Participant deferral / active EE | $17,241 | $8,484+103.2% | $8,065+113.8% | $5,090+238.7% |
| Admin fee / account holder | $88 | $180-50.9% | $12,993-99.3% | $269-67.2% |