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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,175 | $147,556-57.9% | $129,031-51.8% | $198,609-68.7% |
| Participation rate | 50.0% | 77.2%-27.2pp | 73.4%-23.4pp | 82.4%-32.4pp |
| Annual return | 9.88% | 37.41%-27.5pp | 34.67%-24.8pp | 202.70%-192.8pp |
| Employer contribution / active EE | $1,332 | $3,645-63.5% | $3,226-58.7% | $5,055-73.7% |
| Participant deferral / active EE | $1,937 | $5,760-66.4% | $5,217-62.9% | $6,977-72.2% |
| Admin fee / account holder | $30,474 | $15,467+97.0% | $13,208+130.7% | $19,030+60.1% |