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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 4340 REDWOOD HWY · SAN RAFAEL, CA 94903 | Advisory (Plan) | $109,086 |
Filed as: EMPOWER ANNUITY INS CO OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $72,630 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $69,505 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,423 | $110,258-57.0% | $102,460-53.7% | $200,096-76.3% |
| Participation rate | 91.8% | 86.3%+5.5pp | 76.5%+15.3pp | 72.0%+19.8pp |
| Annual return | 24.34% | 35.78%-11.4pp | 29.47%-5.1pp | 34.26%-9.9pp |
| Employer contribution / active EE | $3,317 | $3,605-8.0% | $3,025+9.6% | $3,038+9.2% |
| Participant deferral / active EE | $7,491 | $6,377+17.5% | $5,056+48.1% | $5,090+47.2% |
| Admin fee / account holder | $133 | $122+8.6% | $9,460-98.6% | $269-50.7% |