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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,653 | $166,089-76.1% | $164,928-76.0% | $145,978-72.8% |
| Participation rate | 70.0% | 82.0%-12.0pp | 78.6%-8.6pp | 80.3%-10.3pp |
| Annual return | 13.79% | 100.26%-86.5pp | 70.08%-56.3pp | 550.52%-536.7pp |
| Employer contribution / active EE | $1,412 | $5,276-73.2% | $4,343-67.5% | $4,662-69.7% |
| Participant deferral / active EE | $5,128 | $6,961-26.3% | $6,034-15.0% | $6,690-23.4% |
| Admin fee / account holder | $369 | $16,641-97.8% | $12,684-97.1% | $13,400-97.2% |