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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,946 | $114,013-15.0% | $103,693-6.5% | $155,188-37.5% |
| Participation rate | 66.7% | 75.2%-8.5pp | 72.6%-6.0pp | 80.8%-14.1pp |
| Annual return | 22.03% | 49.31%-27.3pp | 47.61%-25.6pp | 148.84%-126.8pp |
| Employer contribution / active EE | $2,773 | $3,131-11.4% | $2,920-5.0% | $4,248-34.7% |
| Participant deferral / active EE | $13,867 | $4,970+179.0% | $4,579+202.8% | $6,531+112.3% |
| Admin fee / account holder | $1,007 | $8,407-88.0% | $7,858-87.2% | $14,480-93.0% |