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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,196 | $111,814-52.4% | $103,374-48.5% | $145,959-63.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 7.15% | 24.77%-17.6pp | 24.89%-17.7pp | 561.95%-554.8pp |
| Employer contribution / active EE | $3,265 | $4,214-22.5% | $3,869-15.6% | $4,661-30.0% |
| Participant deferral / active EE | $5,414 | $5,618-3.6% | $5,058+7.0% | $6,689-19.1% |
| Admin fee / account holder | $954 | $9,754-90.2% | $8,394-88.6% | $13,398-92.9% |