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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,196 | $110,410-51.8% | $102,437-48.1% | $145,897-63.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 7.15% | 24.85%-17.7pp | 24.95%-17.8pp | 552.29%-545.1pp |
| Employer contribution / active EE | $3,265 | $4,217-22.6% | $3,871-15.7% | $4,663-30.0% |
| Participant deferral / active EE | $5,414 | $5,622-3.7% | $5,060+7.0% | $6,689-19.1% |
| Admin fee / account holder | $954 | $9,745-90.2% | $8,388-88.6% | $13,390-92.9% |