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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,315 | $100,203-63.8% | $85,240-57.4% | $145,897-75.1% |
| Participation rate | 91.7% | 74.1%+17.6pp | 67.5%+24.1pp | 80.3%+11.4pp |
| Annual return | 20.85% | 84.28%-63.4pp | 66.75%-45.9pp | 552.29%-531.4pp |
| Employer contribution / active EE | $5,688 | $3,242+75.5% | $2,735+107.9% | $4,663+22.0% |
| Participant deferral / active EE | $6,699 | $5,299+26.4% | $4,527+48.0% | $6,689+0.1% |
| Admin fee / account holder | $787 | $7,265-89.2% | $6,165-87.2% | $13,390-94.1% |