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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,018 | $181,062-45.9% | $158,223-38.1% | $155,188-36.8% |
| Participation rate | 66.7% | 82.7%-16.0pp | 79.2%-12.5pp | 80.8%-14.1pp |
| Annual return | 15.36% | 57.39%-42.0pp | 52.09%-36.7pp | 148.84%-133.5pp |
| Employer contribution / active EE | $3,330 | $4,565-27.0% | $4,109-19.0% | $4,248-21.6% |
| Participant deferral / active EE | $10,010 | $6,134+63.2% | $5,467+83.1% | $6,531+53.3% |
| Admin fee / account holder | $473 | $18,825-97.5% | $16,047-97.1% | $14,480-96.7% |