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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,638 | $185,312-94.3% | $161,489-93.4% | $154,746-93.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 28.38% | 103.84%-75.5pp | 89.72%-61.3pp | 172.34%-144.0pp |
| Employer contribution / active EE | $2,298 | $4,769-51.8% | $4,268-46.2% | $4,379-47.5% |
| Participant deferral / active EE | $2,466 | $6,350-61.2% | $5,630-56.2% | $6,730-63.4% |
| Admin fee / account holder | $3,012 | $18,654-83.9% | $16,006-81.2% | $14,365-79.0% |