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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,309 | $102,393-42.1% | $147,041-59.7% | $80,911-26.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 8.11% | 134.95%-126.8pp | 419.21%-411.1pp | 35.63%-27.5pp |
| Employer contribution / active EE | $5,500 | $3,715+48.0% | $4,935+11.4% | $2,756+99.6% |
| Participant deferral / active EE | $8,953 | $6,647+34.7% | $8,071+10.9% | $4,297+108.3% |
| Admin fee / account holder | $12,043 | $7,943+51.6% | $13,006-7.4% | $6,935+73.7% |