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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,309 | $102,385-42.1% | $147,080-59.7% | $80,935-26.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 8.11% | 135.09%-127.0pp | 420.17%-412.1pp | 35.66%-27.6pp |
| Employer contribution / active EE | $5,500 | $3,717+48.0% | $4,933+11.5% | $2,757+99.5% |
| Participant deferral / active EE | $8,953 | $6,651+34.6% | $8,066+11.0% | $4,299+108.2% |
| Admin fee / account holder | $12,043 | $7,951+51.5% | $12,989-7.3% | $6,924+73.9% |