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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,229 | $55,902-67.4% | $76,030-76.0% | $80,959-77.5% |
| Participation rate | 42.2% | 62.1%-19.8pp | 69.1%-26.8pp | 67.7%-25.4pp |
| Annual return | 17.47% | 20.59%-3.1pp | 361.54%-344.1pp | 35.67%-18.2pp |
| Employer contribution / active EE | $858 | $1,867-54.0% | $2,688-68.1% | $2,757-68.9% |
| Participant deferral / active EE | $3,013 | $3,051-1.2% | $4,257-29.2% | $4,300-29.9% |
| Admin fee / account holder | $764 | $5,239-85.4% | $6,421-88.1% | $6,925-89.0% |