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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,531 | $112,729-68.5% | $98,716-64.0% | $137,256-74.1% |
| Participation rate | 40.9% | 74.2%-33.3pp | 69.3%-28.4pp | 80.0%-39.1pp |
| Annual return | 14.79% | 38.48%-23.7pp | 31.81%-17.0pp | 220.34%-205.5pp |
| Employer contribution / active EE | $535 | $2,725-80.4% | $2,279-76.5% | $4,156-87.1% |
| Participant deferral / active EE | $3,068 | $4,640-33.9% | $4,048-24.2% | $6,407-52.1% |
| Admin fee / account holder | $63 | $10,129-99.4% | $8,703-99.3% | $12,270-99.5% |