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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,551 | $64,920+4.1% | $103,693-34.9% | $86,983-22.3% |
| Participation rate | 98.9% | 63.6%+35.3pp | 72.6%+26.3pp | 69.5%+29.4pp |
| Annual return | 19.40% | 30.29%-10.9pp | 47.61%-28.2pp | 25.83%-6.4pp |
| Employer contribution / active EE | $2,545 | $2,141+18.9% | $2,920-12.8% | $2,584-1.5% |
| Participant deferral / active EE | $4,498 | $3,241+38.8% | $4,579-1.8% | $4,194+7.2% |
| Admin fee / account holder | $1,613 | $6,191-73.9% | $7,858-79.5% | $7,856-79.5% |