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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,314 | $183,539-68.2% | $155,556-62.5% | $145,897-60.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 5.60% | 61.31%-55.7pp | 64.84%-59.2pp | 552.29%-546.7pp |
| Employer contribution / active EE | $2,920 | $5,315-45.1% | $4,675-37.5% | $4,663-37.4% |
| Participant deferral / active EE | $6,508 | $6,467+0.6% | $5,631+15.6% | $6,689-2.7% |
| Admin fee / account holder | $1,164 | $19,275-94.0% | $15,885-92.7% | $13,390-91.3% |