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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,247 | $124,425-66.8% | $112,040-63.2% | $137,256-69.9% |
| Participation rate | 81.8% | 79.3%+2.5pp | 76.5%+5.3pp | 80.0%+1.9pp |
| Annual return | 8.83% | 24.72%-15.9pp | 24.52%-15.7pp | 220.34%-211.5pp |
| Employer contribution / active EE | $1,432 | $3,411-58.0% | $2,954-51.5% | $4,156-65.6% |
| Participant deferral / active EE | $5,325 | $5,718-6.9% | $5,098+4.5% | $6,407-16.9% |
| Admin fee / account holder | $59,243 | $15,207+289.6% | $12,098+389.7% | $12,270+382.8% |