Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,591 | $45,312+9.4% | $86,233-42.5% | $67,986-27.1% |
| Participation rate | 25.6% | 42.4%-16.8pp | 69.0%-43.4pp | 57.2%-31.6pp |
| Annual return | 12.79% | 24.79%-12.0pp | 61.39%-48.6pp | 31.67%-18.9pp |
| Employer contribution / active EE | $529 | $1,160-54.4% | $2,504-78.9% | $2,019-73.8% |
| Participant deferral / active EE | $960 | $2,185-56.0% | $4,559-78.9% | $3,358-71.4% |
| Admin fee / account holder | $627 | $3,295-81.0% | $8,342-92.5% | $3,203-80.4% |