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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,205 | $183,592-80.8% | $155,574-77.4% | $145,877-75.9% |
| Participation rate | 94.7% | 82.7%+12.0pp | 78.2%+16.5pp | 80.3%+14.4pp |
| Annual return | 34.08% | 61.37%-27.3pp | 64.87%-30.8pp | 551.28%-517.2pp |
| Employer contribution / active EE | $8,720 | $5,317+64.0% | $4,676+86.5% | $4,663+87.0% |
| Participant deferral / active EE | $10,804 | $6,466+67.1% | $5,629+91.9% | $6,691+61.5% |
| Admin fee / account holder | $3,832 | $19,316-80.2% | $15,914-75.9% | $13,402-71.4% |