Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,367 | $183,516+71.3% | $155,534+102.1% | $145,884+115.5% |
| Participation rate | 16.7% | 82.7%-66.0pp | 78.2%-61.6pp | 80.3%-63.6pp |
| Annual return | 2.71% | 61.43%-58.7pp | 64.92%-62.2pp | 551.85%-549.1pp |
| Employer contribution / active EE | $1,780 | $5,315-66.5% | $4,675-61.9% | $4,662-61.8% |
| Participant deferral / active EE | $5,000 | $6,467-22.7% | $5,630-11.2% | $6,690-25.3% |
| Admin fee / account holder | $2,070 | $19,293-89.3% | $15,900-87.0% | $13,392-84.5% |