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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE CO Service code 15 · EIN 39-0989781 | Recordkeeping | $2,838 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,455 | $45,126-25.9% | $85,187-60.7% | $74,459-55.1% |
| Participation rate | 92.5% | 49.4%+43.1pp | 67.5%+25.0pp | 67.2%+25.3pp |
| Annual return | 12.74% | 26.30%-13.6pp | 66.67%-53.9pp | 1369.70%-1357.0pp |
| Employer contribution / active EE | $0 | $1,460-100.0% | $2,732-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $5,124 | $2,738+87.1% | $4,525+13.2% | $4,350+17.8% |
| Admin fee / account holder | $19 | $2,212-99.1% | $6,162-99.7% | $1,945-99.0% |