Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 6-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,797 | $76,407-41.4% | $150,298-70.2% | $82,448-45.7% |
| Participation rate | 27.4% | 66.4%-39.0pp | 77.8%-50.3pp | 68.1%-40.6pp |
| Annual return | 18.78% | 39.99%-21.2pp | 62.79%-44.0pp | 41.64%-22.9pp |
| Employer contribution / active EE | $233 | $2,614-91.1% | $4,154-94.4% | $2,551-90.9% |
| Participant deferral / active EE | $1,682 | $3,214-47.7% | $5,453-69.2% | $4,139-59.4% |
| Admin fee / account holder | $4,428 | $6,352-30.3% | $14,116-68.6% | $7,234-38.8% |