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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,826 | $81,331-79.3% | $155,534-89.2% | $80,935-79.2% |
| Participation rate | 80.0% | 66.3%+13.7pp | 78.2%+1.8pp | 67.7%+12.3pp |
| Annual return | 9.47% | 33.37%-23.9pp | 64.92%-55.4pp | 35.66%-26.2pp |
| Employer contribution / active EE | $0 | $3,105-100.0% | $4,675-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $3,165 | $3,454-8.4% | $5,630-43.8% | $4,299-26.4% |
| Admin fee / account holder | $10,644 | $7,999+33.1% | $15,900-33.1% | $6,924+53.7% |