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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $467,580 | $99,633+369.3% | $183,328+155.1% | $82,448+467.1% |
| Participation rate | 98.2% | 70.8%+27.5pp | 77.3%+20.9pp | 68.1%+30.2pp |
| Annual return | 19.09% | 17.84%+1.2pp | 29.67%-10.6pp | 41.64%-22.6pp |
| Employer contribution / active EE | $47,448 | $3,256+1357.1% | $5,055+838.6% | $2,551+1760.0% |
| Participant deferral / active EE | $18,722 | $4,938+279.1% | $6,795+175.5% | $4,139+352.3% |
| Admin fee / account holder | $135,033 | $9,934+1259.3% | $21,427+530.2% | $7,234+1766.5% |