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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,134 | $93,063+385.8% | $153,476+194.6% | $80,911+458.8% |
| Participation rate | 94.7% | 69.0%+25.8pp | 77.1%+17.7pp | 67.6%+27.1pp |
| Annual return | 12.89% | 19.95%-7.1pp | 15.66%-2.8pp | 35.63%-22.7pp |
| Employer contribution / active EE | $13,807 | $3,507+293.6% | $5,038+174.1% | $2,756+401.0% |
| Participant deferral / active EE | $12,136 | $5,180+134.3% | $6,759+79.6% | $4,297+182.4% |
| Admin fee / account holder | $8,664 | $8,891-2.5% | $12,729-31.9% | $6,935+24.9% |