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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,134 | $93,055+385.9% | $153,643+194.3% | $80,935+458.6% |
| Participation rate | 94.7% | 69.0%+25.8pp | 77.1%+17.6pp | 67.7%+27.1pp |
| Annual return | 12.89% | 19.97%-7.1pp | 15.71%-2.8pp | 35.66%-22.8pp |
| Employer contribution / active EE | $13,807 | $3,504+294.1% | $5,039+174.0% | $2,757+400.8% |
| Participant deferral / active EE | $12,136 | $5,172+134.6% | $6,754+79.7% | $4,299+182.3% |
| Admin fee / account holder | $8,664 | $8,881-2.4% | $12,739-32.0% | $6,924+25.1% |