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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $462 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,143 | $79,223-59.4% | $102,460-68.6% | $74,478-56.8% |
| Participation rate | 81.7% | 74.8%+7.0pp | 76.5%+5.2pp | 67.2%+14.5pp |
| Annual return | 14.33% | 54.98%-40.7pp | 29.47%-15.1pp | 1370.56%-1356.2pp |
| Employer contribution / active EE | $458 | $2,363-80.6% | $3,025-84.9% | $2,626-82.6% |
| Participant deferral / active EE | $5,691 | $4,417+28.8% | $5,056+12.6% | $4,350+30.8% |
| Admin fee / account holder | $13 | $2,003-99.4% | $9,460-99.9% | $1,946-99.4% |