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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $6,289 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,575 | $85,515-46.7% | $112,040-59.3% | $67,986-33.0% |
| Participation rate | 80.8% | 68.2%+12.6pp | 76.5%+4.3pp | 57.2%+23.6pp |
| Annual return | 20.45% | 29.68%-9.2pp | 24.52%-4.1pp | 31.67%-11.2pp |
| Employer contribution / active EE | $521 | $2,191-76.2% | $2,954-82.4% | $2,019-74.2% |
| Participant deferral / active EE | $5,778 | $4,014+43.9% | $5,098+13.3% | $3,358+72.1% |
| Admin fee / account holder | $67 | $3,774-98.2% | $12,098-99.4% | $3,203-97.9% |