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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,639 | $102,595-64.3% | $94,057-61.0% | $154,746-76.3% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 15.75% | 583.42%-567.7pp | 480.62%-464.9pp | 172.34%-156.6pp |
| Employer contribution / active EE | $2,812 | $3,147-10.6% | $2,933-4.1% | $4,379-35.8% |
| Participant deferral / active EE | $4,197 | $5,118-18.0% | $4,709-10.9% | $6,730-37.6% |
| Admin fee / account holder | $649 | $7,736-91.6% | $7,244-91.0% | $14,365-95.5% |