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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,419 | $37,156-58.5% | $83,854-81.6% | $86,983-82.3% |
| Participation rate | 40.0% | 49.1%-9.1pp | 59.1%-19.1pp | 69.5%-29.5pp |
| Annual return | 16.73% | 29.88%-13.1pp | 31.39%-14.7pp | 25.83%-9.1pp |
| Employer contribution / active EE | $636 | $661-3.7% | $1,017-37.4% | $2,584-75.4% |
| Participant deferral / active EE | $2,541 | $1,418+79.2% | $2,035+24.8% | $4,194-39.4% |
| Admin fee / account holder | $298 | $2,510-88.1% | $3,197-90.7% | $7,856-96.2% |