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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,419 | $36,948-58.3% | $73,658-79.1% | $87,485-82.4% |
| Participation rate | 40.0% | 46.8%-6.8pp | 57.0%-17.0pp | 68.9%-28.9pp |
| Annual return | 16.73% | 28.64%-11.9pp | 29.72%-13.0pp | 26.06%-9.3pp |
| Employer contribution / active EE | $636 | $670-5.0% | $1,032-38.3% | $2,596-75.5% |
| Participant deferral / active EE | $2,541 | $1,379+84.2% | $2,062+23.2% | $4,274-40.6% |
| Admin fee / account holder | $298 | $2,531-88.2% | $3,357-91.1% | $7,775-96.2% |