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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,419 | $29,319-47.4% | $52,425-70.6% | $82,448-81.3% |
| Participation rate | 40.0% | 46.9%-6.9pp | 55.6%-15.6pp | 68.1%-28.1pp |
| Annual return | 16.73% | 535.20%-518.5pp | 302.12%-285.4pp | 41.64%-24.9pp |
| Employer contribution / active EE | $636 | $586+8.5% | $914-30.4% | $2,551-75.0% |
| Participant deferral / active EE | $2,541 | $1,171+116.9% | $1,790+41.9% | $4,139-38.6% |
| Admin fee / account holder | $298 | $1,962-84.8% | $2,495-88.1% | $7,234-95.9% |