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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,169 | $86,949-35.4% | $102,460-45.2% | $80,959-30.6% |
| Participation rate | 79.2% | 72.4%+6.8pp | 76.5%+2.7pp | 67.7%+11.5pp |
| Annual return | 11.82% | 18.89%-7.1pp | 29.47%-17.6pp | 35.67%-23.8pp |
| Employer contribution / active EE | $1,611 | $2,370-32.0% | $3,025-46.8% | $2,757-41.6% |
| Participant deferral / active EE | $4,603 | $4,121+11.7% | $5,056-9.0% | $4,300+7.0% |
| Admin fee / account holder | $17,499 | $8,048+117.4% | $9,460+85.0% | $6,925+152.7% |